To open a deposit account, simply visit any of our branches during regular business hours and have your valid government-issued identification available, as well as your social security number.
Certificates of Deposit
- $500 minimum deposit to open
- Many terms available
- Interest may be compounded or transferred to another deposit account at G. W. Jones Exchange Bank
- Interest may be paid by check if the principal amount of the Certificate of Deposit is $10,000 or more
- Subject to early withdrawal penalties
- Please see our Deposit Rates for current rate and term information
Individual Retirement Accounts (IRAs)
- Uses a Certificate of Deposit as its savings vehicle
- Traditional IRAs available
- Age 59 ½ and over not subject to early withdrawal penalty
- Please see our Deposit Rates for current rate and term information
Subject to all applicable federal laws governing IRA administration.