Savings

To open a deposit account, simply visit any of our branches during regular business hours and have your valid government-issued identification available, as well as your social security number.

Statement Savings

• $50 minimum deposit to open
  
• $50 minimum daily balance to obtain the annual percentage yield
  
• $500 minimum daily balance to avoid monthly service fee
  
• Monthly service fee waived for customer age 55 or older when requested
  
• Interest compounded and credited quarterly
  
• Quarterly statements (monthly Reg E statements)
  
• ATM card available
  
• Online banking available without a fee
  
• Excess debit fees may apply to certain types of transactions
  

Minor Savings

• Available to minors under the age of 18
  
• $5 minimum deposit to open
  
• $50 minimum daily balance to obtain the annual percentage yield
  
• Interest compounded and credited quarterly
  
• Quarterly statements (monthly Reg E statements)
  
• Online banking available to an adult secondary owner without a fee
  
• Excess debits fees may apply for all types of transactions

Business Statement Savings

• $50 minimum deposit to open
  
• $50 minimum daily balance to obtain the annual percentage yield
  
• $500 minimum daily balance to avoid monthly service fee
  
• Interest compounded and credited quarterly
  
• Quarterly statements
  
• Online banking available without a fee
  
• Excess debit fees may apply to certain types of transactions

Club Savings

• Specialized savings for Holiday spending needs
  
• $1 minimum deposit to open
  
• Deposits to account must be made from another deposit account at G. W. Jones Exchange Bank
  
• Interest posted at maturity
  
• Principal balance plus interest paid annually
  
• Withdrawals will result in account closing
  
• Early closing fees apply

Student Savings

• Available to customers ages 16-24 who are attending college
  
• Customers under 18 must have a parent or legal guardian on the account
  
• Customers must enroll for Online Banking and eStatements
  
• No minimum balance fees
  
• No monthly maintenance fees
  
• No ATM fees (our bank)
  
• No transfer fees
  
• ATM card may be issued if the student is 18 or older
  
• Online Banking services available without a fee
  
• $50 minimum deposit to open
  
• $50 minimum daily balance to obtain the annual percentage yield
  
• Interest compounded and credited quarterly
  
• Quarterly statements (monthly Reg E statements)
  
• Excess debit fees may apply to certain types of transactions
  
• Account will be converted to a Regular Savings with fees and terms to apply at the time of graduation or 5 years after the account is opened