Checking

Reorder Checks:

^{Main Street Inc. | Order Entry Portal}

Regular Checking

• $50 minimum deposit to open
  
• No minimum balance
  
• ATM/Debit card available
  
• Overdraft/Ready Reserve account available
  
• Online Banking and Bill Pay services available without a fee
  
• Maintenance fee charged each statement cycle

Senior Checking

• Available to customers age 55 and older
  
• $50 minimum deposit to open
  
• No minimum balance
  
• ATM/Debit card available
  
• Overdraft/Ready Reserve account available
  
• Online Banking and Bill Pay services available without a fee
  
• No monthly maintenance fee if eStatements or paper statements without images chosen by customer

Interest Earning Checking

• $50 minimum deposit to open
  
• $500 minimum daily balance to avoid low balance fee
  
• $500 minimum daily balance to obtain the disclosed annual percentage yield
  
• Interest compounded and credited monthly
  
• ATM/Debit card available
  
• Overdraft/Ready Reserve account available
  
• Online banking and Bill Pay services available without a fee
  
• No monthly maintenance fee if eStatements or paper statements without images chosen by customer

Super Interest Earning Checking

• $50 minimum deposit to open
  
• $2,500 minimum daily balance to avoid low balance fee
  
• $2,500 minimum daily balance to obtain the disclosed annual percentage yield
  
• Interest compounded and credited monthly
  
• ATM/Debit card available
  
• Online banking and Bill Pay services available without a fee
  
• No monthly maintenance fee if eStatements or paper statements without images chosen by customer
  

Business Checking

• $50 minimum deposit to open
  
• No minimum balance
  
• ATM/Debit card available in authorized signer’s name
  
• Online banking services available without a fee
  
• Maintenance fee charged each statement cycle
  
• ACH Origination for payroll is available

Business Interest Earning Checking

• Available to DBA Sole Proprietorships, Sole Proprietorships, and Non-Profit Organizations that meet 501(c) eligibility requirements
  
• $50 minimum deposit to open
  
• $500 minimum daily balance to avoid low balance fee
  
• $500 minimum daily balance to obtain the disclosed annual percentage yield
  
• Interest compounded and credited monthly
  
• ATM/Debit card available in authorized signer’s name
  
• Online banking available without a fee
  
• No monthly maintenance fee if eStatements or paper statements without images chosen by customer
  
• ACH Origination for payroll is available

Business Super Interest Earning Checking

• $50 minimum deposit to open
  
• $2,500 minimum daily balance to avoid low balance fee
  
• $2,500 minimum daily balance to obtain the disclosed annual percentage yield
  
• Interest compounded and credited monthly
  
• ATM/Debit card available in authorized signers’ name
  
• Online banking available without a fee
  
• Transaction limitations apply
  
• No monthly maintenance fee if eStatements or paper statements without images chosen by customer
  
• ACH Origination for payroll is available

Corporate Checking

• Available to Partnerships, LLCs, and Corporations
  
• $50 minimum deposit to open
  
• ATM/Debit card available in authorized signer’s name
  
• Online banking available without a fee
  
• Maintenance fee charged each statement cycle
  
• $.15 per debit fee assessed monthly
  
• ACH Origination for payroll is available

Student Checking

• Available to customers ages 16-24 who are attending college
  
• Customers under 18 must have parent or legal guardian on the account
  
• Customers must enroll for Online Banking and eStatements
  
• $50 minimum deposit to open
  
• No minimum balance fee
  
• ATM/Debit card may be issued if the student is 18 or older
  
• Online Banking and Bill Pay services available without a fee
  
• No monthly maintenance fees
  
• No ATM fees (our bank)
  
• No transfer fees
  
• Account will be converted to a Regular Checking with fees and terms to apply at the time of graduation or 5 years after the account is opened